Our first meeting

At your first meeting, we will ask you about you - about where you are now, about your expectations, about how you would like to live your life.

Then we will conduct something called "fact finding" - we will ask about your personal circumstances and your attitude towards risk (whether you are a conservative or aggressive investor, or somewhere in between).

Don't be surprised when we ask for detailed personal information - we need it to put together your financial plan!

We will ask for your:

  • age 
  • current personal income 
  • family income 
  • future income (inheritances included) 
  • day-to-day expenses 
  • your family circumstances (number and health of dependants, dependants from previous relationships etc) 
  • future expenses 
  • assets and liabilities
  •  tax paid and tax owed 
  • super and insurance situation 
  • current investments 
  • state of health.

We will also need to have considered your goals and current financial position, including:

  • when you want to retire
  • how you want to educate your children 
  • whether a second home, like a holiday house, is important to you
  • do you have dependants you need to provide for, if you are unable to work or if you die
  • whether you have an up-to-date will
  • whether you are expecting any large expenses

So when you come along to our first meeting, have this information ready and handy!